Athletes Who Insured Their Body Parts For A Fortune

Athletes are known for their impressive physical skills and abilities. Those are the core elements of their career. So, they often put their bodies through rigorous training and intense physical pressure. With the potential of injury, many athletes choose to insure their bodies for large sums of money. In this article, we will take a look at famous athletes who insured their body parts for a fortune!

The Reasons Behind Sporting Insurance

Why do athletes choose to insure their body parts for such large sums of money? In many cases, a severe injury could mean the end of their careers and the loss of millions of dollars. By insuring their most valuable body parts, they protect themselves against the financial consequences of life-changing injuries. Additionally, for numerous athletes, their bodies are a vital part of their image and brand, as in the modern age, their sporting achievements are just the beginning.  Brands ask athletes to represent their values and advertise their products, which is a nice additional income for them too. So, even if something happened and they couldn’t continue sports, with the insurance policy they would have something to rely on. For instance, if a severe injury occurred to Ronaldo’s legs, his endorsement deals and marketability would likely suffer. By insuring them, he can protect against the potential loss of income.

David Beckham is Expensive!

One of the most famous examples of an athlete who insured his legs for a staggering $70 million is David Beckham. David Beckham was a world-class footballer. He was the hot topic of football in the 1990s. He was not only famous for his amazing display of skills on the field but also because of his style and fashion sense. His free kicks and passes are legendary. Beckham played in great clubs throughout Europe, like Manchester United, Real Madrid, PSG, and Milan.  https://www.youtube.com/watch?v=1uOGtz2JUoA&t=56s Beckham has full body insurance, as well, which costs €190 million. Football fans knew Beckham for his powerful and precise free kicks, so his legs were very valuable on the field. According to online sportsbook sites in the UK, it was in 2006, just before the World Cup, when he took out the policy with Lloyd’s of London, which would cover him against any career-ending injury to his legs. While $70 million seem like an insanely huge amount placed on only one part of the body, it is worth considering the true value of Beckham’s legs to his career and livelihood. Especially since he was one of the most popular and marketable footballers in the world, and his endorsement deals with brands like Adidas, Pepsi, and H&M largely counted on his image and physical appearance.

The Nr.1 Athlete Who Insured His Body Parts for a Fortune

The most expensive sporting insurance award goes to Lionel Messi. No wonder, as he is the best football player right now. He won 7 Ballon d’Ors and scored over 800 goals during official matches. Reportedly, Messi has his legs insured for an incredible €750 million! However, several rumors are circulating, including a claim that his left leg alone is worth that. Whatever the truth may be, it is an insanely huge amount of money!

We Can’t Leave Out Cristiano Ronaldo!

One of the best soccer players ever, Ronaldo, a worldwide icon among other things is one of the athletes who insured their body parts for a fortune. https://www.youtube.com/watch?v=OUKGsb8CpF8&t=16s The Portuguese talent had an illustrious career with Manchester United and Real Madrid and currently plays for Al-Nassr. He has won 5 Ballon d'Ors and has scored more than 800 goals so far. When he joined Real Madrid in 2009, they insisted on insuring his legs in case of injuries. The insurance was worth 140 million euros, but will he need it? Check out Cristiano Ronaldo’s 2023 predictions!

Athletes Who Insured Their Body Parts for a Fortune - Funny Choices

In fact, there are many athletes from a wide range of sports who have taken out insurance policies on their bodies. For example, Troy Polamalu, the former Pittsburgh Steelers safety, reportedly insured his trademark hair for $1 million with Lloyd’s of London. Polamalu was known for his locks, which he often let flow from under his helmet during games. Allegedly, Fernando Alonso, the Formula One driver, insured his thumbs for $13 million.  It would be difficult to argue with the importance of whether a person wears facial hair and, if so, what kind. That's how Merv Hughes, the successful former cricket player, thought too, who at the time insured his characteristic mustache for 370,000 dollars. However, Hughes has been retired from active sports for some time, and the now 61-year-old former sports star dismissed the insurance of his facial hair as a rumor in an interview a few years ago. Takeru Kobayashi, the competitive eater from Japan, insured his stomach for $100,000. He set eight Guinness World Records, including eating a record amount of meatballs, hotdogs, ice cream, pizza, Twinkies, tacos, hamburgers, and pasta. After this not-so-short list, it’s understandable why he felt the need to request insurance. There are famous events that even big sports broadcasters cover, and bettors can place bets at 22Bet Sportsbook during the toughest eating competitions in the US!

Weirdest Sport Insurances

Fantasy sports insurance is a real thing. Some fantasy sports leagues offer insurance policies to protect against unexpected player injuries. If a key player on a fantasy team is injured, the policy will pay out a predetermined amount of money to the team owner. Another weird but understandable insurance involves rain. Outdoor events, such as tennis matches, golf tournaments, or NASCAR races, can get canceled or postponed due to the weather, causing financial losses for organizers. Rain insurance policies protect against these risks, covering the cost of tickets, etc.

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