| Method |
Where it’s used |
Notes |
| Cash |
Pachinko, on-course keiba/keirin/kyotei/auto race betting, konbini toto and takarakuji purchases |
Japan remains heavily cash-based for these categories; carry yen |
| Ic transit cards |
Some vending-style betting terminals at tracks |
Increasingly accepted for small on-course transactions |
| Bank transfer |
JRA's IPAT online betting system |
Requires a Japan-based bank account and JRA membership; not practical for short-term visitors |
| Mobile Bank |
A very popular option, but there are many different apps for you to discover, and not all works the same. |
Sony Bank, Resona Group, Seven Bank Smiles Mobile Remittance Yucho MUFG & SMBC |
| Credit Card |
Largely restricted for gambling-adjacent payments |
Card networks have faced government pressure to block payments to offshore online casino operators |
| Crypto |
Associated almost exclusively with offshore online casino platforms |
Same legal caution applies as with any offshore online casino use from within Japan |