Detailed Rating
- 3.6 Banking
- 4.0 Bonuses
- 4.2 Games
- 5.0 Presentation
- 4.0 Support
Displaying online Lotto sites that accept players from Germany. To change country go to Country selector or to see all sites in our database visits Online Lotto Directory.
| Rule | Where is it? | What it means in practice |
| Licensing requirement | § 4a to § 4c GlüStV 2021 | Only operators holding a German permit may take your bet. A Malta or Curaçao licence is legally irrelevant here. First permits run five years, renewals seven. |
| National regulator | GlüStV 2021, in force since 1 Jan 2023 | The Gemeinsame Glücksspielbehörde der Länder (GGL), based in Halle an der Saale, licenses operators, approves betting markets and pursues illegal offers. |
| Whitelist | Published by the GGL | The official public register of permitted operators and domains. If a site isn't on it, it isn't licensed here. |
| Central monitoring | LUGAS (Limitdatei and Aktivitätsdatei) | Enforces the deposit cap and blocks simultaneous play at two operators. Five-minute cooldown before you can log in elsewhere. |
| Self-exclusion | OASIS register | One entry blocks you at every licensed sportsbook, betting shop, arcade and casino in Germany. Minimum three months for a timed self-exclusion, one year for an open-ended one. |
| Winnings tax | In different keys | Private betting winnings are not taxable income in Germany. No declaration required. |
| Player-side criminal law | § 285 StGB | Taking part in unlicensed gambling is a criminal offence, punishable by fine or up to six months. Intent must be proven. |
| Method | Where it works | Speed | What to watch |
| SEPA Lastschrift | State operators and brokers, near universal | Instant to play, debited later | Needs a German or SEPA IBAN and a mandate. The default for a reason. |
| Bank Transfer (Überweisung) | Most state operators, to top up a balance | 1 to 5 business days | Slow enough to miss a draw. Per-transfer caps apply at some operators. |
| Credit card (Visa, Mastercard) | Most state operators and brokers | Instant | Some German banks treat gambling MCCs poorly. Debit-style German cards often won’t work. |
| PayPal | Very rarely available | No point | PayPal blocks many gambling transactions. There are only a very few exceptions. |
| giropays | Nowhere. Discontinued | - | Any site still listing it hasn’t updated its page since 2024. |
| Wero | Effectively not yet | - | Rolling out for e-commerce. Not a lottery payment method yet. |
| Crypto | Nowhere legal | - | - |
| Skrill, Neteller | Not at licensed lottery sites | - | Their presence indicates offshore play. |